The 7 Best Day Planners of 2022 (2023)

  • Building Your Business
  • Business Tools

Stay organized and focused with these picks

By

Amanda Lauren

The 7 Best Day Planners of 2022 (1)

Amanda Lauren

Amanda Lauren is a lifestyle writer and digital content creator who specializes in interior design and fashion. She hosts Between The Likes, a talkshow and podcast series on EverTalk, where she interviews well-known designers, breaks down design myths, and shares insight on how to decorate your home. In 2020, she designed a collection of home goods like canvases, tile, and mugs, under the name The Hamptons Collection. She also co-owns and spearheads a digital course and consulting program, Pitch, Please, where she teaches small business owners and influencers best practices for branding. Amanda's work has been featured in Forbes, Real Simple, Reader’s Digest, Family Handyman, and A Sweat Life, among other sites.

learn about our editorial policies

Updated on September 13, 2022

Fact checked by

Taylor Tompkins

The 7 Best Day Planners of 2022 (2)

Fact checked byTaylor Tompkins

(Video) Top 5 Best Daily Planners in 2022 | Review and Buying Guide

Taylor Tompkins has worked for more than a decade as a journalist covering business, finance, and the economy. She has logged thousands of hours interviewing experts, analyzing data, and writing articles to help readers understand economic forces. She joined The Balance in 2022 as its Economics Editor.

learn about our editorial policies

We independently research, test, review, and recommend the bestproducts—learn more about our process. If you buy something through our links, we may earn a commission.

A good day planner is more than just a calendar—it allows you to track goals in various aspects of your life from your daily to-do lists to outlining monthly objectives. Whether you prefer a structured planner with sections for everything from appointments and corporate events to gratitude lists, or you need plenty of blank pages for jotting down ideas as they come, there is a planner out there for you.

Here are the best day planners to consider.

Best Overall: Panda Planner Pro

If increasing productivity and happiness are your top priorities, then go with the Panda Planner Pro. With a system based on positive psychology and neuroscience, this day planner features sections like "Morning Review," which has lines for gratitude, an affirmation, what you’re excited about, focus, exercise, and daily habit, as well as an "End Of Day Review," which gives you space to jot down today’s wins. There's also a schedule section, priority list, task form, and notes. The weekly section allows you to plan in advance for the following week, review the previous week, and break down projects, goals, and accomplishments.

An added value, the Panda Planner Pro comes with access to a VIP membership site that has useful content to maximize their system and learn positive psychology hacks, among other things.

Best Personalized: Erin Condren Deluxe Monthly Planner

The 7 Best Day Planners of 2022 (4)

For a truly personal option, Erin Condren offers customizable planners. The brand's Deluxe Monthly Planner gives you a large variety of covers to choose from, including flower drawings, celestial designs, statements, or fun tropical-themed prints like flamingos. You can even choose the color scheme of the cover and have your name printed on it.

And though the planner comes with 40 ruled productivity pages in addition to the calendar, you have the option of adding 40 or 80 additional pages in your choice of lined, productivity, or dotted grid style.Sectioned off into mini month pages, a yearly overview, monthly productivity, a monthly spread, and monthly note pages, this planner will surely help you track your goals and agenda. The perforated note pages and stickers are a nice bonus.

Best Goal-Setting: Lemome Weekly & Monthly Planner

Buy on Amazon

(Video) MY TOP 5 WEEKLY PLANNERS for 2022!

The 7 Best Day Planners of 2022 (6)

Set your goals with this Lemome planner, which has a faux leather hardcover and a variety of sections to keep you organized. In addition to an elastic bookmark, the planner has a built-in pen holder.

Each monthly spread features an overview of the month along with a notes section and space to jot down upcoming events and special dates. The weekly spreads also include two pages to write down daily plans, to-do's, and appointments. Even more, the planner comes with calendar stickers.

Best Bullet Journal: Leuchtturm1917 Bullet Journal Notebook

An alternative to traditional journaling, bullet journaling is a great tool for staying organized and on task, though it can take a bit of time to learn and get used to. To help ease the process, Leuchtturm1917's Bullet Journal Notebook has a key page that’s partially filled in.

Available in Nordic Blue, Emerald, and Black, this journal is designed to lay flat, making it easy to write on all of the pages. Better yet, the high-quality, 80gsm paper is ink proof, so your pen or marker won't bleed through to the other side of the page. An elastic closure assures the notebook stays closed, keeping the pages from getting damaged while the built-in bookmark allows you to keep your place.

Related: The Best Bullet Journals

Best for Productivity: Clever Fox Planner

Clever Fox’s Undated Weekly & Monthly Planner is designed to increase focus and productivity, helping you track personal, professional, and business goals all in one place. This day planner is divided into distinct sections including "Awareness & Self-Discovery," a vision board, yearly goals, life goals, and a 12-month calendar. There are also 52 separate weeks along with a 50-page dotted grid for bullet journaling, doodling, or just for taking notes.

Even more, the weekly pages section has lines for your daily agenda, to-do list, goals, notes, wins, and even a gratitude list. Three colorful ribbons allow you to divide up your planner, while the included stickers will help design your vision board or decorate the pages.

Related: The 7 Best Productivity Planners

Most Stylish: Rifle Paper Co. 17-Month Planner

Rifle Paper Co.'s 17-Month Planner is a fun way to stay productive. Choose from three covers in the brand’s signature designs: Strawberry Fields, Wild Garden, and Luisa. The durable hardcover wraps around the spiral binding, while an elastic band holds the planner shut.

This planner is just as well-designed on the inside with tabbed sections, including monthly and weekly views, notes, important dates, and contacts. There’s even a pocket folder for stashing pieces of paper such as receipts. Plus, you can decorate the pages with the included three sticker sheets.

Related: The Best Spiral Notebooks

Best Business: Moleskine 12-Month Weekly Planner

Buy on AmazonBuy on Skimresources.comBuy on Moleskine.com

The 7 Best Day Planners of 2022 (10)

(Video) ERIN CONDREN 2023 PLANNERS | COMPACT VERTICAL + DAILY + HOURLY + VERTICAL

Moleskine's 12-Month Weekly Planner is an excellent minimalist option for work. There are three sizes (Large, Pocket, and XL) and three colors to choose from, including Black, Red, and Sapphire Blue. This softcover planner is equally durable and stylish with thick, high-quality paper that’s easy to write on, no matter what pen you're using. The built-in elastic also helps you keep your page.

In addition to yearly and monthly calendars, the planner has a weekly view with two pages of lined and unlined sections, as well as a daily view, which has one page for each day with space to write down appointments, notes, and to-do lists.

Related: The Best Work Notebooks

Final Verdict

Our top pick is the Panda Planner Pro (view at Amazon) for its organized system that's based on positive psychology and neuroscience. With helpful sections like "Morning Review," "End of Day Review," and a schedule section to help you track your affirmations, daily habits, wins, appointments, and more, it can help you organize your goals and accomplish them.

What to Look for in a Day Planner

Purpose

First, consider whether you want to use your planner for personal or professional use (or both). If you wish to use it for your personal goals, try finding a planner that has sections for you to track daily habits, exercise, wins, and more. For a professional planner, look for one that has sections to write down appointments, notes, to-do lists, and more. If you're looking for a planner that can track both your personal and professional goals, look for a planner with a combination of these characteristics.

Structure

Planners come with a variety of structures from weekly, monthly, or even customizable options. Weekly planners are great for setting day-to-day goals to reach a larger goal you may have in mind. Meanwhile, monthly planners are great for organizing the larger picture since they can record large projects and your expected progress. Customizable options can combine both weekly and monthly structures, but they have the added benefit of having blank pages for you to be creative in designing your own structure.

Duration

Generally, planners come in 12-month to 18-month durations. 12-month planners are nice because they tend to start in January, and it's a great way to jot down those New Year's resolutions and stick to them through December. However, 18-month planners offer a little more leeway. They can allow you to plan ahead and adjust your schedule if you find yourself ahead of your goals or need to readjust them as the months pass by. These planners also tend to start mid-year, which is great if, for example, you're a student and teacher whose schedule begins with the school year.

Meet the Expert

This roundup was written byAmanda Lauren, a lifestyle writer who covers fashion and office accessories for The Balance and The Balance SMB. Her work has also appeared in Forbes, Real Simple, Reader’s Digest, and more.

Was this page helpful?

Thanks for your feedback!

Tell us why!

Sources

The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. Read our editorial process to learn more about how we fact-check and keep our content accurate, reliable, and trustworthy.

  1. Panda Planner. "Panda Planner Pro."

    (Video) My Haul from Planners Gonna Plan 2022 Conference!

  2. Erin Condren. "Large Monthly Planner."

  3. Amazon. "Lemome Planner 2022-2023."

  4. Leuchtturm 1917. "Notebook Classic."

  5. Clever Fox. "Undated Weekly Planner."

  6. Amazon. "Rifle Paper Co. 2022 Wildwood 17-Month Hard Cover Spiral Planner."

FAQs

What planner should I get for 2022? ›

12 of the best 2022 planners to help you get organized before the new year
  • Rifle Paper Co. Planner. ...
  • Panda Planner Pro. ...
  • Field Notes 56-Week Planner. ...
  • Day Designer Daily Planner. ...
  • Blue Sky Weekly and Monthly Planner. ...
  • Anthropologie Self-Care Planner. ...
  • Happy Planner. ...
  • Smart Planner Pro.
29 Dec 2021

Are day planners worth it? ›

Planners are great for helping you stay organized and on track . They can also help keep things like unwanted tasks from sneaking into your life by creating schedules that keep them out of sight.

What is the best day planner organizer? ›

Here are the best day planners to consider.
  • Best Overall: Panda Planner Pro. ...
  • Best Personalized: Erin Condren Deluxe Monthly Planner. ...
  • Best Goal-Setting: Lemome Weekly & Monthly Planner. ...
  • Best Bullet Journal: Leuchtturm1917 Bullet Journal Notebook. ...
  • Best for Productivity: Clever Fox Planner. ...
  • Most Stylish: Rifle Paper Co.
13 Sept 2022

How do I find the best planner for me? ›

If you're in the market for a new planner, here are some tips to help you make the wisest pick.
  1. Be willing to experiment. ...
  2. Remember a planner is a tool that must be used. ...
  3. Choose your layout and planner size. ...
  4. Choose your binding preference. ...
  5. Determine your budget.

How much is too much for a planner? ›

Bledsoe says that no matter how much money you make, working with a financial planner is possible, but you shouldn't spend more than 2.5 to 3% of your income on financial services.

What is a good price for a planner? ›

On average, a wedding planner costs $1,800 for a range of service packages. Higher-end estimates are over $4,000 while low ranges with minimal assistance can run several hundred dollars.

Should I use a paper or digital planner? ›

If you really want to improve your focus by reducing screen time, then definitely switch to paper planners for journaling, idea mapping, organizing tasks and events, poetry writing – whatever! You'll definitely do your brain a favor in the long run.

Do CEOS use planners? ›

Entrepreneurs and CEO's around the world have a tight and hectic schedule. From attending events, meetings, and others they need round the clock assistance for their work. This is where a planner comes into the picture.

Do planners really help? ›

It Helps With Time Management

Using a planner allows you to schedule each event, appointment, errand, and task, so that you know what to expect and don't run out of time. Set specific due dates and deadlines for everything to help you stay on track, and have extra time left for yourself and your family.

What is excellent planner? ›

THE EXCELLENT PLANNER IS A PROJECT PLANNER with 5 unique task tabs. Each task includes 6 months of undated calendars, contact list, goal setting, expense tracking and journaling for daily, weekly or monthly notes. At the end of each task tab is space to record your accomplishments, final expenses and notes.

What makes a good planner? ›

Planners may make big plans but they think small. They take the grand scheme and turn it into smaller steps. Planners are comprehensive thinkers whose skill sets include the ability to break schemes and visions into increments, and whose experience has shown them the necessity to be rational and realistic.

Is there a free planner app? ›

ClickUp helps teams and individuals plan and get everything in order—making it one of the best free daily planner apps on the market. Whether you're a task manager, a student juggling assignments, or a parent composing your grocery list, ClickUp offers something for everyone.

What is the best free planner app for iPhone? ›

Whether you're looking for the best planner app for iPhone or one with an awesome free plan, ClickUp is all you need. This best free planner app offers a Notepad for all your to-dos, a Calendar view to manage deadlines, Mind Maps to manage ideas, and a whole lot more.

Is there a planner app? ›

Todoist is one of the most popular best daily planner apps amongst solopreneurs, team managers, and larger companies. This app keeps you organized and on task making sure nothing gets forgotten. Todoist supports many other app integrations which allow better workflows and easier tasks management.

What type of personality is a planner? ›

Those with the Planner (SJ-Gold) personality style are steadfast, reliable, and conscientious. Responsible by nature, Planners aim to create a life that is safe and secure. Not content to waste time, they tend to be responsibly active filling their schedules with “must dos” and “gotta-get dones”.

Should I buy a planner? ›

Your planner helps you get more done each day, and you feel less stressed. It even saves you money because you never waste money on late fees, and you use it to track your budget. If you spend a $100 on a yearly planner, that comes out to 28 cents a day. To me that's more than worth it!

Why do planners cost so much? ›

There are so many planner creators that the competition is fierce. In order to stand above the rest of the planner companies, it's necessary to hire the best marketing professionals. It's also costly to have online ads, commercials, radio ads, and more in order to make more potential customers aware of the product.

Why is passion planner so expensive? ›

For full transparency, this is why we must increase our prices: Costs of production and ocean freights have increased, and we want to keep making a consistently high quality product for you. Shipping from our manufacturers to us increased by a whopping +$194,000 in 2021 compared to 2020.

Why do I plan too much? ›

Too much planning is a form of Procrastination

If you find yourself refining and refining your plans instead of going to work, this might be because you are afraid or in other forms uncomfortable with the next step to take. If this is the case: stop refining and start doing.

How much is the average wedding? ›

The average cost of a wedding in 2021 was $28,000 (including the ceremony and reception), according to The Knot's 2021 Real Weddings Study. Here's what you should know about wedding costs and how to realistically estimate how much you'll spend to take the plunge.

How do event planners make money? ›

Most event planners price their fees-for-service (the total cost to the client) using a "cost plus" method. They contract out the labor, supplies and materials involved in producing an event and charge their clients anywhere from 10 to 20 percent of the total cost of the event, with 15 percent being a rough average.

Is a wedding coordinator worth it? ›

When it comes to making the most of your budget, a wedding planner can actually help you save more on your bottom line. “The value of hiring an experienced event planner for your wedding or special event cannot be overemphasized,” explains Kourtney Perry, a wedding expert and founder of 7 Centerpieces.

Are people still using planners? ›

For many people, keeping this resolution means turning over a fresh page in a new printed planner. Even in this decidedly digital age, paper planners, bullet journals and other analog calendar and planning systems remain relevant for people of all ages.

Do people still use paper day planners? ›

Many of us find it hard to swap our trust paper planners for digital ones. And now it seems that even Millennials and digital natives are turning to paper planners in preference to digital planning apps. Sales of paper planners have shown double-digit growth in the USA in recent years.

Do paper planners still matter in digital age? ›

Paper Planners Add Importance To Your Notes.

The reason for that is your brain is designed differently. The handwriting was employed long ago and remained the main way of capturing any kind of information for centuries now. The old habits cannot be replaced this fast. Therefore, they still matter.

Does Google have a daily planner? ›

Manage all of your Tasks, Habits, Smart 1:1 meetings, and breaks on your schedule with Planner. Automate your daily plan with time blocking, time tracking, and prioritized scheduling so you can focus on your most important work.

Is there a digital full focus planner? ›

Paper Planning to Digital Planning in 2022

While there is not a digital Full Focus Planner, there is a digital option that is similar to the one created by Michael Hyatt.

Why is it important to make a To Do list? ›

One of the most important reasons you should use a to do list is that it will help you stay organised. When you write all your tasks in a list, they seem more manageable. When you've got a clear outline of the tasks you've got to do and those you've completed, it helps you stay focused.

What does a CEOs day look like? ›

Overall, the study collected 60,000 CEO hours. It reveals, on average, the leaders worked 9.7 hours per weekday, which totals just 48.5 hours per workweek. They also worked 79 percent of weekend days at an average of 3.9 hours daily, and 70 percent of vacation days with an average of 2.4 hours on those days.

What are the different types of planners? ›

Everything you need to know about all different types of planners
  • Work Planners.
  • Bullet Journal (BuJo)
  • Personal Planners.
  • Financial Planners.
  • Health And Fitness Planners.
  • Travel Planners.
  • Basic Planners.
  • Blank Planners.
3 days ago

What can I use instead of a planner? ›

The 12 Best Alternatives to Microsoft Planner
  • ClickUp.
  • Trello.
  • Microsoft Excel.
  • Wrike.
  • Asana.
  • Basecamp.
  • monday.com.
  • Zoho Projects.
7 Sept 2021

How do beginners use planners? ›

Go with a daily planner so you take things a step at a time.
...
How to Use a Planner For Beginners
  1. Buy a daily, weekly, or monthly planner with a stylish cover. ...
  2. Immediately start filling in birthdays, upcoming appointments, and other important dates.
  3. Put your planner in a location where it's noticeable and accessible.
14 Sept 2022

How do you use a planner effectively? ›

How to use your planner effectively
  1. Consistency is key. Studies have shown it takes up to two months to develop a new habit. ...
  2. Fill in important dates and deadlines right away. Get into the habit of writing down all important dates and deadlines as soon as you find out about them.

What skills do planners need? ›

Top 5 skills planners need to succeed in 2021 and beyond
  • Communication skills. Strong written and verbal communication skills are top priorities on every job description we receive. ...
  • The ability to multitask. ...
  • Commercial awareness. ...
  • Project management skills. ...
  • Problem solving skills.
12 May 2021

What kind of planners do people want? ›

The 6 Types Of Planners
  • Bullet journal.
  • Health and fitness planner.
  • Weekly planner.
  • Financial planner.
  • Work planner.
  • Personal/life planner.
  • Digital planner.

What do you call someone who is a planner? ›

strategist. noun. someone who develops and carries out a plan, especially a business, military, or political plan.

How do you organize all little things? ›

15 Creative Ways to Organize Small Items
  1. Add a Magnetic Strip to Your Walls. Credit: cnet.com. ...
  2. Magnetic Tins. ...
  3. Storage Box for Stationary. ...
  4. Use a Plastic Storage Container as a Jewelry Case. ...
  5. Add a Display Stand to Your Tabletop. ...
  6. Mason Jar Storage Containers. ...
  7. Driftwood Jewelry Organizer. ...
  8. Use a Mint Container as a Bobby Pin Case.
23 Sept 2022

How can I become super organized? ›

Get organized at work!
  1. Focus on what's important. Remind yourself of your long-term goals and revise them when necessary. ...
  2. Make lists. Make daily, weekly and monthly to-do lists of important tasks. ...
  3. Manage your time well. ...
  4. Use calendars and planners. ...
  5. Delegate tasks. ...
  6. Manage your mail and phone calls. ...
  7. Reduce clutter. ...
  8. Stay organized.

How do you organize your life when you are overwhelmed? ›

Feeling Overwhelmed? Organize Your Life
  1. 1) Do some spring-cleaning. … ...
  2. 2) Stop hoarding. ...
  3. 3) Learn to put things away… ...
  4. 4) Do some virtual cleaning. ...
  5. 5) Keep an agenda. ...
  6. 6) Get into the habit of making lists. ...
  7. 7) Write everything down. ...
  8. 8) Stop procrastinating.
12 Dec 2017

What are top 3 skills for maintenance planner? ›

An effective maintenance planner has clear communication skills, a sound knowledge of maintenance and workflow processes, and strong technology skills. They're also focused on making sure their planning and scheduling practices uphold your facility's reliability.

What is the role of a planner? ›

A planner's main aim is achieving sustainability. This means balancing different social, environmental and economic issues when official decisions are made on whether a piece of land is built on or not. Another way to describe this job is 'making places', such as towns, for people to live and work.

Do people still buy planners? ›

However, despite the trends, the industry of paper planners, agendas, and productivity journals seems to be well off. More and more people are interested in owning a paper agenda and using it daily.

Do CEOS use planners? ›

Entrepreneurs and CEO's around the world have a tight and hectic schedule. From attending events, meetings, and others they need round the clock assistance for their work. This is where a planner comes into the picture.

Do planners really help? ›

It Helps With Time Management

Using a planner allows you to schedule each event, appointment, errand, and task, so that you know what to expect and don't run out of time. Set specific due dates and deadlines for everything to help you stay on track, and have extra time left for yourself and your family.

What planners are similar to Happy planner? ›

Erin Condren is the closest choice for planners like the Happy Planner. Erin Condren offers a wide variety of planners and binding options, including coiled planners, bookbound planners and inserts for an A5 or their custom LifePlanner binder.

Should I buy a planner? ›

Your planner helps you get more done each day, and you feel less stressed. It even saves you money because you never waste money on late fees, and you use it to track your budget. If you spend a $100 on a yearly planner, that comes out to 28 cents a day. To me that's more than worth it!

Are paper planners better than digital? ›

Writing by hand promotes information recall – so writing into a paper planner helps you keep on top of your schedule and to-do list in your head too! Writing in a paper planner offers a better sensory experience than digital solutions – so it can reduce stress and anxiety.

What is excellent planner? ›

THE EXCELLENT PLANNER IS A PROJECT PLANNER with 5 unique task tabs. Each task includes 6 months of undated calendars, contact list, goal setting, expense tracking and journaling for daily, weekly or monthly notes. At the end of each task tab is space to record your accomplishments, final expenses and notes.

Why is a paper planner better than a digital planner? ›

In addition, a paper planner isn't connected to technology, so you will always have access to it in the event you cannot connect to the internet. This also makes it a better distraction-free option compared to a digital planner where you have easy access to other apps.

Are To Do lists a waste of time? ›

To-do lists are a 'waste of time': Expert claims people who write down tasks rarely finish them and this causes added stress. They are supposed to be an easy way of making sure that you get things done. But to-do lists actually make you less likely to finish all of your tasks.

Why is it important to make a To Do list? ›

One of the most important reasons you should use a to do list is that it will help you stay organised. When you write all your tasks in a list, they seem more manageable. When you've got a clear outline of the tasks you've got to do and those you've completed, it helps you stay focused.

What does a CEOs day look like? ›

Overall, the study collected 60,000 CEO hours. It reveals, on average, the leaders worked 9.7 hours per weekday, which totals just 48.5 hours per workweek. They also worked 79 percent of weekend days at an average of 3.9 hours daily, and 70 percent of vacation days with an average of 2.4 hours on those days.

How much is too much for a planner? ›

Bledsoe says that no matter how much money you make, working with a financial planner is possible, but you shouldn't spend more than 2.5 to 3% of your income on financial services.

What can I use instead of a planner? ›

The 12 Best Alternatives to Microsoft Planner
  • ClickUp.
  • Trello.
  • Microsoft Excel.
  • Wrike.
  • Asana.
  • Basecamp.
  • monday.com.
  • Zoho Projects.
7 Sept 2021

How do beginners use planners? ›

Go with a daily planner so you take things a step at a time.
...
How to Use a Planner For Beginners
  1. Buy a daily, weekly, or monthly planner with a stylish cover. ...
  2. Immediately start filling in birthdays, upcoming appointments, and other important dates.
  3. Put your planner in a location where it's noticeable and accessible.
14 Sept 2022

Videos

1. Top 5 Best Daily Planners Review for Work/Productivity/Business/Students/Executives & Wall [2022]
(Ultra Pro Max)
2. Plan with Me July 2022 - Daily Planning - Clever Fox Daily Planner Premium Review
(Clever Fox Planner)
3. Amazon Prime Day 2022: Ultimate List of Planning Supplies
(Planning Annie)
4. My Top 4 Daily Planners for 2021
(DoctorBeau)
5. USING MULTIPLE PLANNERS VS. ONE PLANNER | PLANNING FOR 2022 // VLOGMAS DAY 7
(Lakia Maria)
6. August 2022 PWM: Goals, Planner Set Up, Monthly and Weekly Planning | Kendra Bork
(Kendra Bork)
Top Articles
Latest Posts
Article information

Author: Sen. Ignacio Ratke

Last Updated: 03/19/2023

Views: 6252

Rating: 4.6 / 5 (56 voted)

Reviews: 87% of readers found this page helpful

Author information

Name: Sen. Ignacio Ratke

Birthday: 1999-05-27

Address: Apt. 171 8116 Bailey Via, Roberthaven, GA 58289

Phone: +2585395768220

Job: Lead Liaison

Hobby: Lockpicking, LARPing, Lego building, Lapidary, Macrame, Book restoration, Bodybuilding

Introduction: My name is Sen. Ignacio Ratke, I am a adventurous, zealous, outstanding, agreeable, precious, excited, gifted person who loves writing and wants to share my knowledge and understanding with you.